Plan Just in Case
Making sure that you, your loved ones and every thing you care about is protected ‘just in case’ life throws an unexpected spanner in the works is an essential part of a responsible financial plan.
Just as you protect your material possessions (home, car, home contents, your business assets etc) you should protect the most precious asset you have - yourself, your family, your health, your ability to produce an income and your business interests.
But how much protection is enough?
A comprehensive personal insurance plan developed by Metaplanners will enable you to make informed choices on what level of protection you need to provide financial security for you and your family - and help you to minimise the potential financial stresses of major life events such as:
- The unexpected death of you or your partner
- A major illness or injury for you, your partner or an immediate family member that requires you taking time out of work for an extended period
- The arrival of a new child
- Premature death and/or disablement of a keyperson within your business or a business partner.
- Business succession plans to ensure the right amount of insurance is in place to provide the cash to fund business succession in the event of an unforeseen event such as death and disablement.
A typical Metaplanners comprehensive risk management plan may, depending on your circumstances, recommend protection in the form of:
- Term Life Insurance
- Total & Permanent Disablement Insurance
- Critical illness or Trauma Insurance
- Children’s Trauma Insurance
- Income Protection Insurance
- Business Expenses Insurance
- Keyperson and Shareholder protection insurance.
In addition, your Metaplanners adviser is also able to assist you to:
- Decide on a suitable product for your individual needs
- Structure the policy for your individual circumstances
- Organise your Will through referral to an estate planning specialist
To discover more on how you can provide the right amount of protection for all that you care for, simply contact Metaplanners for an obligation free consultation.